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Free BRRR calculator

How much money is left in after the refinance?

Buy, refurbish, refinance, rent. Enter the deal and see the cash that stays in, the cash you pull out, what the money left in earns, and the equity you've made. Same engine as the PropertyPredator Deal Analyser. No sign-up.

Buy
Stamp duty is worked out for you at additional-property rates
100 if you're buying with cash
Refurbish
What a surveyor will value it at for the remortgage
Refinance & rent

After the refinance

Money left in—
Cash in before the refinance—
Stamp duty (included)—
New mortgage—
Equity made—
Once it's let
Monthly cashflow after the mortgage—
Annual cashflow—
Return on money left in—
Months of rent to earn it back—
Interest-only, before tax, maintenance and voids. Costs while the works are under way (bridging, council tax, insurance) aren't included.
The honest version

The whole BRRR rests on one number: the value after refurb.

Guess it high and the cash you planned to pull out stays stuck in the deal. PropertyPredator builds the end value from real sold prices for the street, prices the refurb, and solves the most you should pay to leave the money in you're happy with. For postcodes in England, Wales and Scotland.

✓ End value from real sold prices✓ Refurb cost estimate✓ Max-offer solver (Hunter)
Check the end value — free account →
Free to start. No card.

BRRR — questions

What does "money left in" mean?

Everything you spent (price, stamp duty, fees and refurb) minus the new mortgage after the refinance. If it's below zero, the refinance gave you back more than you put in.

Why does the return on money left in matter?

It's what your remaining cash earns each year. A deal that leaves £5,000 in and makes £3,000 a year is a 60% return on that cash, and the rest of your money is free for the next deal.

Will the lender lend on the value after refurb?

Only if their surveyor agrees with it, and many lenders want you to have owned the property for six months first. Check the lender's rules before you buy.

Is this financial advice?

No. It's a calculator using the figures you enter. Always do your own due diligence and take professional advice before buying.