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Resources

Data, guides and paperwork. All of it finished.

Everyone in this market has a resources page where two of the three sections say "coming soon". These are done. The data below is live from our own HM Land Registry ingest, the compliance guide is the one most sourcers have never read, and the templates are ready to use today.

Who owns your area

Live from 4.5 million company-registered titles. Free, no account.

The UK sourcing compliance guide

The one nobody sends you until it has already gone wrong.
Why this matters more than you think. Deal sourcing is a regulated activity in the UK, and the enforcement is real: sourcers have been fined for trading without anti-money-laundering supervision, and the ICO issues penalties for unsolicited marketing. None of the four things below is expensive. All of them are much cheaper before you need them.

1. Anti-money-laundering supervision

If you source and package deals for other people, you are almost certainly acting as an estate agency business under the Money Laundering Regulations — introducing a buyer to a seller is enough. That means registering with HMRC for AML supervision, appointing a nominated officer, running a written risk assessment, and doing customer due diligence on both sides of every deal. Trading unsupervised is a criminal offence, not a paperwork slip.

2. Redress and client money

Estate agency work requires membership of a government-approved redress scheme (The Property Ombudsman or the Property Redress Scheme) before you trade. If you hold anyone else's money — a reservation fee, a deposit — you also need Client Money Protection and a separate client account. Taking a £3,000 sourcing fee into your own current account is where most people first go wrong.

3. Data protection

Holding vendor and investor details makes you a data controller. You need to be registered with the ICO (a modest annual fee, and most sourcers are in scope), to have a privacy notice, and to have a lawful basis for your outreach. For posted letters that is normally legitimate interests — but only if you have actually carried out and written down the balancing test. Move to email, text or phone and PECR applies, which is far stricter; telephone marketing also means screening against the TPS.

Our side of that is set out in our Data Processing Agreement.

4. What you say to investors

Describing a deal is fine. Advising someone that an investment is suitable for them, or arranging one, edges toward regulated activity under FSMA — and a promoted "hands-off, guaranteed return" property scheme can be a collective investment scheme, which is a serious place to end up by accident. Keep to facts you can evidence, state the risks (our deal packs make the risks a required section for exactly this reason), and never promise a return.

Plain warning. This is a summary written to make you aware of your obligations, not legal advice, and it is not a substitute for speaking to a solicitor or a compliance consultant before you trade. If any of the four sections above was news to you, get advice before your next deal, not after it.

Templates

Copy, fill in the brackets, send. Written to be honest rather than pushy — that is what actually converts.

Want these fired automatically at the right property at the right moment? That is what the Lead Automator and outreach sequences do.